I'm changing to streaming from Cable and have cut back my phone plan. I'm using cash because that makes me more accountable than whipping out my debit card. I only have one credit card with a balance on it but it is a whopper!! I've spent almost $20,000 on vet bills over the past 5 years. Between Charlie's meds and regular pet expenses, I spend over $300/month on them!! That doesn't include vet bills for things that come up.
The job I have pays better than anything else I've found. I am classified under "Internal Medicine." If my boss would put me under Psych where I belong, I would get a 10% raise and, that, along with the things I mentioned above, I'd be about back to where I was before Bill left (minus the convenience of the stuff he did). The job I applied for was under Psych which would have gotten me the raise in salary. My boss says she doing stuff to make it happen but she's lying.