Friends Supporting Friends
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The easiest way to avoid regrets is to ask yourself this question, "If not now, when?" It's a powerful way to put life and our decisions about how we spend our time into perspective"
No, it's mine free and clear.
Employers deposit it at the beginning of the year. If a person doesn't spend it all by March of the following year (2020), they lose it. It's government regulated somehow with really strict guidelines. Funds have to be used for medical purposes. They balance out between people like me using it upfront and those who don't spend it by the deadline. I lost $80 one year because I forgot to spend it! Could have kicked myself! Also I am sure that a lot of people don't know you can spend it up front.