: Kate's sole use?
I think it depends from each jewel.
The Cartier Scroll/Halo Tiara was worn by Catherine only once, for her wedding in 2011, but never later. It was later displayed at an exhibition in Paris about Cartier jewellery (along with the Williamson pink diamond flower brooch), but I remember the credits for the loan went to the Queen, and not to the Duchess of Cambridge. So I guess this tiara is still at the Queen's disposal. But we will not be fully sure, unless the tiara is worn by an other royal lady in the near future (probably not the Duchess of Cornwall - the small Halo tiara would litterally sink in Camilla's big puffing hairdo - but maybe Princess Eugenie or Princess Beatrice of York for their wedding, or Prince Harry's bride?).
The Maple Leaf Brooch and the Fern Brooch were worn by the Duchess of Cambridge in connection with official visits of the Cambridges to, respectively, Canada and New-Zealand, because of the obvious symbolism of these bejewelled emblems as regards to these countries. Camilla, Duchess of Cornwall also wore the Maple Leaf Brooch during a visit to Canada a few years ago. But the last time the Maple Leaf was worn was by Queen Elizabeth II herself, for an extra Christmas message of the Queen to the Canadian people, broadcasted on 25th December, 2016, and marking the coming 150th anniversary of the Canadian Confederation. So I think we can be pretty sure that these two brooches still belong to the Queen, and were only specifically and temporarily loaned by the Queen for the aforementioned princely visits to Canada and New-Zealand.
The Nyzam of Hyderabad necklace was worn by the Duchess of Cambridge only once a few years ago, and has not been worn by the Queen in public in the recent years. But it was worn by the Queen on an official portrait, of which I have not seen any direct picture, but which can be seen here presented by Prince Harry in Barbados in November 2016. The picture is dated "2016" under the autographs of the Queen and of the Duke of Edinburgh - so I guess this portrait is a recent one (possibly a 90th birthday portrait of the Queen?). Therefore I think the necklace is still in the Queen's, and not in Kate's, jewel casket.
Queen Mary's Lovers Knot Tiara... Probably the most tricky jewel in the list! It has been worn twice by the Duchess of Cambridge, so we can guess it is now at her disposal, for her sole use. The question, IMHO, is actually whether it still belongs to the Queen (who would have loaned it to Catherine) or whether it belongs to William or to Catherine... My understanding is that this tiara had been given - and not loaned - by the Queen to Diana as a wedding gift in 1981. This was before the wave of divorces which plagued the Royal Family in the early 1990s, which prompted the Queen to opt for lending her historic jewellery rather than giving it. Diana retained her jewels after her divorce, and kept them until her death in 1997. So I think it is more probable and logical that the Lovers Knot tiara was, after Diana's death, inherited in full property by Prince William. I know the tiara was later mentioned as part of the Royal collection, but that could just be the sign that the then teen-aged and single Prince William (who had by then no use of her late mother's tiara) returned the jewel to his grandmother's jewel vault, for practical reasons of safe-keeping and cleaning. Hugh Roberts included the Lovers Knot tiara in his book The Queen's Jewels in 2012, but the text remained remarkably (and diplomatically?) vague about the ownership issue...
Prince Philip's Wedding Gift Bracelet and Queen Mary's diamond Meander Bracelet have been worn only in the past year by the Duchess of Cambridge, but on a very regular basis for a number of gala occasions, so I think we can fairly assume that these two bracelets are now at her exclusive disposal.
The Queen Mother's sapphire and diamond fringe earrings were until now worn only once by the Duchess of Cambridge, so we can not be sure if they are at her exclusive disposal of were only temporarily loaned by the Queen. Until we see these earrings a second time, we will probably not be sure.
The diamond earrings which the Duchess of Cambridge recently wore at the gala reception at the British embassy in Paris have been worn by her since the first year of her marriage, so there is hardly no doubt they are at her sole use. I don't remember, though, that the Queen ever wore them. Can someone remind me on which sources we can rely to suggest these earrings come from the Queen, and are not a direct wedding gift to the Duchess of Cambridge?
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