Posted by Patrick on 9/10/2009, 7:52 pm, in reply to "The new proposed US healthcare initiative"
75.53.140.138
Don't want to turn this into a political discussion, but I think for your particular concern of hiding information and having that lead to possible denial of coverage, that under the new system being proposed you'll be better off than in the current system.
If you buy insurance as an individual today, if the insurance company subsequently finds out that you withheld information or lied on your application, your coverage can be canceled retroactively. Insurance companies don't carefully check all your information to look for such issues, of course, until you get sick. Then they go over every shred of evidence looking for a way to deny you coverage. All in the name of profits.
In the new system being proposed, there is no denial of coverage, for pre-existing conditions or any reason other than failing to pay your premiums.
Back to closet smoking, I'm with you Mick, 2-3 per day for about 38 years now. I kinda like it this way. But I certainly understand your mixed feelings.
--Previous Message--
: So here is one of my fears people: With this
: new health care for everyone, if it even
: takes place (lol, I know), am I gonna have
: to admit I have been a closet cigarette
: smoker for MANY years?
:
: If any of you recall, in one or two of my
: earlier posts I shared how my wife of five
: years is a rabid health nut and not a fan of
: smoking at all. It is just not part of her
: world.
:
: I on the other hand am a relatively light
: closet smoker of 30 years.
: I only smoke a few or so a day, but in the
: end, when the Sh#t comes down, I will have
: to admit to a presiding doctor that I smoke
: or risk being denied coverage... or
: something similar.... yes?
: No?
:
: I realize we have these 'HIPPA' laws, but
: does my wife have a right to my info?
: I would assume she does, as she is part of
: my direct and immediate family.
:
: This has been worrying me for a while now.
: The more this whole three-ring-circus gets
: closer to something actually happening, the
: more I am freaking out.
:
: I have every intention of quitting smoking
: eventually, not just because of the wife,
: but because it just is not working out for
: my overall lifestyle + smoking into middle
: age - according to health professionals - is
: risky. Middle age is where your body loses
: much of its ability to fight the damages of
: cigarette smoking --- so it really is a
: no-brainer.
:
: As much as I love to smoke, I think I would
: rather not smoke than undergo elevated
: risk for the many diseases smoking
: "causes"...
:
: So, fellow closet smokers, please, if any of
: you know something I don't, or have any
: valuable insight that I obviously don't
: have, help me out .
:
: Thanks everyone!
:
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