Yeah, I’ve been there too, and that’s exactly why I stopped dealing with banks directly for crypto stuff. Three months ago, I switched to using no-ID swaps, and life’s been way easier since.
I’ve been using https://coinexchangecanada.ca/ — no KYC, fast swaps, and no frozen accounts to worry about.
Honestly, if you don’t want banks breathing down your neck, that kind of route is a lifesaver. Plus, no awkward calls from compliance officers asking where your ETH came from…