The easiest way to avoid regrets is to ask yourself this question, "If not now, when?" It's a powerful way to put life and our decisions about how we spend our time into perspective" 
 
                                                        
| Thought of the day | 
| Thanks for the reminder, Cindy!--NT 
Posted by Delta on 10/23/2025, 3:29 pm, in reply to "Thought of the day" 
 
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| Very true. Thanks, Cindy 
Posted by Beverly on 10/23/2025, 8:08 am, in reply to "Thought of the day" 
 
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| Great reminder! Yes! Thank you, Cindy! nt 
Posted by Joan on 10/23/2025, 6:51 am, in reply to "Thought of the day" 
 
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