The easiest way to avoid regrets is to ask yourself this question, "If not now, when?" It's a powerful way to put life and our decisions about how we spend our time into perspective"

Thought of the Day Posted by Joan on 11/16/2025, 9:27 am

Great advice! Thank you, Joan--NT Posted by Detla on 11/16/2025, 4:24 pm, in reply to "Thought of the Day"

Love this! I fell asleep and …. Posted by Cindy on 11/16/2025, 12:52 pm, in reply to "Thought of the Day" Forgot to post one for today! Thank you Joan! Love you!!

Sounds like a good plan. Thanks, Joan! Nt Posted by Beverly on 11/16/2025, 11:54 am, in reply to "Thought of the Day"

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